Find Your Way Home With 100% Financing
VA Loan Options for Veterans & Active-Duty Military
Your Advantages with Our Expertise
Making Homeownership a Reality for Heroes in CA
No Mortgage Insurance Requirements
VA Loans Made Easy
Pay $0 Down on Your Dream Home
Get to Know Us
California VA Loan Expert, led by Tim Storm, operates in Southern California, specializing in VA loans through Arbor Financial Group in Orange County.
Tim, a University of San Diego graduate with over 35 years of experience, assists active-duty military and veterans with their mortgage needs. He holds a Mortgage Loan Originator License (MLO 223456), a California Real Estate Brokers license (DRE 01086852), is a Certified Mortgage Planning Specialist and a Certified Mortgage Planner.
He focuses on educating first-time homebuying veterans in California about the VA loan program.
Loan Services for Those Who Serve
We offer a range of services to assist with your home financing needs:
Interest Rate Reduction Refinance Loan (IRRRL)
This service is ideal for those who already have a VA loan but want to reduce their monthly payments by taking advantage of lower current interest rates.
VA Mortgage Loan for New Home Purchases
Acquiring a new home with a VA mortgage loan is an excellent choice for those who benefit from low-interest rates and minimal down payment requirements.
Refinancing FHA, CalVet, or Conventional Loans into a VA Loan
This option offers more flexible terms, allowing up to 90% loan-to-value refinancing without the need for private mortgage insurance (PMI).
Get Expert Guidance and Support
Real Reviews from Satisfied Customers
The Proof of Our Excellent Service
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Tim made this process easy for us. My husband would send him home price amounts we were looking at & Tim would quickly respond back with the numbers broken down for us. He worked with us for a couple years now trying to find the right house for us. After a break from looking for a home, once we jumped back in, Tim was ready to get things moving forward for us.
Tracy C.
Newport Beach, CA
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Tim was excellent with all communications from start to finish. No inquiry was treated as invalid and he ran a separate finance scenario for every variable we could imagine. He's no spring chicken in his field and had an answer for every question. He was the definition of "Go to guy" throughout the entire process. We will definitely return anytime we need a financial expert.
Scott N.
Santa Ana, CA
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Tim did a fantastic job helping my wife and me find a home. We appreciate Tim a lot, and we are in awe of the work he provided for us. Tim made the home-buying process easy, and we are very thankful. We still live in the home he helped us buy, and when it's time to find another home, you bet we will contact Tim! I highly recommend Tim!
Carlos G. V.
San Francisco, CA
Move into Your Dream House
We Support Those Who Serve
Are you ready to buy or refinance your home? Take advantage of our VA Loan options and secure your future today with Tim Storm at California VA Loan Expert. Your dream home awaits!